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Hey, raise your hand if you have whined about the price of gas and groceries lately. Raise your other hand if you have been a bit depressed about the stock market, whether you are managing your private portfolio or merely monitoring the investments in which your retirement funds are tied.

Stop complaining. At least you have two hands, you big babies. If you keep those raised hands busy working another job or two, you will be too tired to even think about being depressed about your eroding financial security.

Also, your hands will be too busy to slap former U.S. Sen. Phi...