Dear Heloise: We realize that remembering your frequently used Websites, logon names and passwords can be a difficult task. If you must write them down, please put the information in a locked drawer or box so that no one else can access the information. You also can put this information in a password-controlled file on your computer.

These steps are especially important if you are writing down information for any banking or credit-card account number that someone else could use. Unfortunately, even your own children might take advantage of your password and buy something using your...

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