Dear Readers: Need a new ride? The cooler seasons are a good time to shop for a car. Take the time to research the features you need and want. Budget the amount you can spend, and look up the value of your trade-in.
Buying in the fall and winter may mean you'll have fewer cars to choose from, but the dealership will be anxious to let these models go to make room for next year's cars.
Shop on a Monday or Tuesday; the showrooms can be packed on the weekends. Buying at the end of the month also may work to your advantage, as salespeople may be working on a quota system. Don't be afraid to ask for what you want.-Heloise
JEWELRY CARE
Dear Readers: Let's get your jewelry in great shape:
Keep your watches, rings, bracelets, earrings and necklaces away from lotions, perfumes, makeup and shaving creams. Of course, water and moisture can damage metal components of jewelry.
Don't wear jewelry when working out or doing yardwork or housework.
Microfiber jewelry polishing cloths are the best to clean jewelry with-soft, and no lint.-Heloise
TIME-ZONE INFO
Dear Readers: There are four time zones in the contiguous United States: Eastern, Central, Mountain and Pacific.
When it is 4 p.m. in New York, it is 3 p.m. in Texas, 2 p.m. in Utah and 1 p.m. in California.
Daylight saving time ("spring forward") ends this year on Nov. 4.-Heloise