Coded communication for safety

Heloise
Heloise

Dear Readers: Have you noticed? Your bank, email server and insurance company may now ask you for not only your password when you log on, but also another code that they text you on your cellphone. This is called multifactor authentication.

Pretty fancy verbiage, but it's for the well-being of your account. The idea is simple: Someone who wants to steal your identity could possibly figure out your password. Although that's highly unlikely, this other "layer" of protection, the multifactor authentication, can help keep your identity safe.

Look for this to become more popular in the months and years ahead.-Heloise

WHOA, BABY!

Dear Heloise: My granddaughters got some baby dolls for Christmas, but the prices of the baby-doll clothes are crazy!

Then I had a thought: What about real baby clothes? They are much cheaper, and are marked down all the time. My grandkids are happy with their baby wardrobes, and I'm happy I don't have to spend so much!-Grandma Mary in Kansas

JOB JAR

Dear Readers: Let's start off the new year on the right foot: How about creating a job jar? Write down all household chores on slips of paper and put them in a jar. Everyone in the family, even Mom and Dad, grabs a slip once per week and completes that task.

Makes for a fun, and fair, disbursement of the workload!-Heloise

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