EDITORIAL/Cyber Monday: Shop online on your own time -- or better still, shop locally

Everyone knows about Black Friday, the day after Thanksgiving that is traditionally considered by real-wordl retailers as the busiest shopping day of the year.

Well, this is Cyber Monday, the official start of the online Christmas shopping season.

The first Monday after Thanksgiving has been Cyber Monday since 2005, when the National Retail Federation (NRF) decided to coin a term for the day when people get back to work, rested after a long weekend, and start to shop and order holiday gifts from Internet merchants.

Online sales are a huge part of Christmas shopping and consumers are expected to drop a whopping $12 billion today. Many online retailers offer free shipping and deep discounts to entice shoppers.

The NRF expects nearly half the people in the U.S. to shop online today.

But be careful. Taking advantage of Cyber Monday deal while on the clock might not be good for your personal finances.

After all, employers might not be all that happy if they catch a worker shopping instead of tending to company business.

So if you decide to shop on Cyber Monday, do it on your own time. Or better yet, save your dollars to spend right here at home, with local retailers.

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